What an Inspector Checks
A qualified home inspector examines the roof, foundation, electrical system, plumbing, heating and cooling systems, and general structural condition. They will point out both major issues and smaller maintenance items you should know about.
- Roof and foundation condition
- Electrical and plumbing systems
- Heating, cooling, and insulation
Older Toronto Homes Need Extra Attention
Many homes in Toronto's established neighbourhoods are older, which means issues like knob and tube wiring, aging plumbing, or foundation cracks are more common. An inspection can flag these before you are locked into a purchase.
Inspections in a Bidding War
When conditions are waived to compete for a home, some buyers choose to get a pre-offer inspection instead, paying for a private inspection before submitting their offer so they still get information without a formal condition.
Using the Report to Negotiate
If an inspection turns up issues, you may be able to negotiate a lower price, ask the seller to make repairs, or simply decide to walk away, depending on how your offer is structured.
Choosing a Qualified Inspector
Look for a licensed, experienced inspector and consider attending the inspection yourself so you can ask questions and see the issues firsthand rather than just reading a report later.
Frequently asked questions
- Is a home inspection required to get a mortgage?
- No, it is not required by lenders but it is highly recommended to protect you as a buyer.
- How much does a home inspection typically cost?
- Costs vary by property size and inspector, so it is worth getting a quote before your offer date.
- Can I still get an inspection if I am in a bidding war?
- Yes, some buyers arrange a private pre-offer inspection so they have information even without a formal condition.