Mortgage broker in Oakville

What we finance in Oakville

Neighbourhoods and areas we cover

• Old Oakville
• Glen Abbey
• Bronte
• River Oaks
• Joshua Creek

What makes Oakville files different

Oakville values push a lot of files above the insured cap, which means uninsured pricing, tighter debt-service ratios, and lender-specific limits on large mortgages. Business-for-self income is common here too.

Oakville mortgage questions

What is different about a mortgage over $1.5 million in Oakville?

It cannot be default insured, so you need at least twenty percent down and uninsured pricing. Some lenders also cap the loan amount or require a second appraisal above certain values.

Can I get a mortgage in Oakville if I own my own business?

Yes. Two years of T1s and notices of assessment is the easiest path, but alternative lenders will use bank statements or corporate financials when your taxable income does not tell the whole story.