Mortgage broker in Richmond Hill

What we finance in Richmond Hill

Neighbourhoods and areas we cover

• Oak Ridges
• Bayview Hill
• Mill Pond
• Jefferson
• Langstaff

What makes Richmond Hill files different

Higher average purchase prices push many Richmond Hill files above the insured limit, which means 20% down or more and a different lender set. Uninsured pricing rewards a strong, well-packaged application.

Richmond Hill mortgage questions

What changes above a $1.5 million purchase price?

Default insurance is not available, so you need at least 20% down and the file is priced as uninsured. Documentation standards are usually tighter as well.

Should I renew with my current lender?

Only if their offer holds up against the market. We compare your renewal letter to what other lenders will do, including the cost of switching, before you sign.