Mortgage broker in Pickering

What we finance in Pickering

Neighbourhoods and areas we cover

• Bay Ridges
• Amberlea
• Rougemount
• Seaton
• Brougham

What makes Pickering files different

Seaton has brought a wave of new construction to Pickering, which means builder deadlines, occupancy closings, and appraisal timing come up constantly. Older parts of the city see more refinances and secondary-suite income.

Pickering mortgage questions

Do you finance new construction homes in Seaton?

Yes. New-build purchases need a lender that will hold a rate long enough to reach the builder's closing and will work with a builder appraisal. We line that up from the start.

How much down payment do I need in Pickering?

Five percent on the first $500,000 and ten percent on the portion above that, up to $1.5 million, with default insurance. Above that threshold you generally need twenty percent.