Mortgage broker in Newmarket

What we finance in Newmarket

Neighbourhoods and areas we cover

• Historic Downtown
• Glenway
• Stonehaven
• Armitage
• Bristol-London

What makes Newmarket files different

Newmarket sits at the north end of the York Region commute, so many files involve move-up buyers and long-term owners with substantial equity looking to refinance rather than sell.

Newmarket mortgage questions

Should I refinance or take a HELOC in Newmarket?

A refinance replaces the mortgage at one rate, which is usually cheaper for a lump-sum need. A HELOC costs more but you only pay on what you use. We run both numbers side by side.

How long does a Newmarket refinance take?

Typically two to four weeks with a bank or credit union once the appraisal is in. Private and alternative financing can close much faster when timing is tight.