Durham Region

Mortgage broker in Oshawa

Mortgages in Oshawa for first purchases, refinances, student rentals, and multi-unit investment properties - including files the banks have already turned down.

Neighbourhoods and areas we cover

  • North Oshawa
  • Downtown Oshawa
  • Lakeview
  • Eastdale
  • Windfields

What makes Oshawa files different

Oshawa is one of the most affordable entry points in the GTA, so we see a high share of first-time buyers, student rental investors near Ontario Tech and Durham College, and homeowners consolidating debt against equity.

Student rental houses, converted multiplexes, main-street retail, and industrial space in the south end.

Oshawa mortgage questions

Can I finance a student rental in Oshawa?
Yes. Lenders treat rooming-style rentals and standard single-family rentals differently, so the structure of the lease matters. Bring the leases and we will tell you which lenders will count the income.
Can I get a mortgage in Oshawa with bad credit?
Often yes, through an alternative or private lender using the equity in your home rather than your beacon score. It is usually a one to two year fix while you repair credit and move back to a bank.
Emergency Mortgage InquiryPrivate MortgagesBuilder ClosingPower of Sale
Honest & expert advice

Mortgage, private lending & loans

We work with private investors and 300+ private lenders across Toronto and the GTA. Call or text (647) 342-1355 for a fast, free quote - no cost and no obligation.

Mortgage & private lending

  • Private Mortgage
  • Stop Power of Sale Mortgage
  • Home Equity Loan
  • 1st Mortgage
  • 2nd Mortgage (Second Mortgage)
  • 3rd Mortgage (Third Mortgage)
  • Debt Consolidation
  • Home Renovation Loan
  • Mortgage For Self Employed
  • Home Buyer / Purchase Mortgage
  • A & B lending
  • Private Second Mortgages
  • Commercial loans
  • Distressed files
  • Bad credit
  • Work permit files can be done
  • Reverse mortgage
  • Line of credit in Incorporation
  • 10% Down Files
  • 5% Down Files
  • All alternative lending solutions can be met*

Why clients call us

  • Bad Credit OK*
  • Up To 90% LTV!
  • Up To 85% LTV! (1st & 2nd Mortgages)
  • Approved on Equity ONLY!
  • Fast Closing Available - in 24-48 Hours
  • 100% Reply Rate!

*Conditions apply*

Lending services

  • Small Business Financing Loan
  • Business Line Of Credit
  • Web Designing
  • Application Development
  • Financial Projections
  • Business Plan
  • Commercial Loan
  • Equipment Loan / Financing

Special offer

HELOC up to 80% - 90% LTV

Special offer

Pre-construction purchases

B lenders and private lenders that lend on the current market value or appraised value of the property - not the purchase price.